PRIVACY POLICY

1. INTRODUCTION

This Privacy Policy (“Policy”) describes how Michael Davis (“Developer,” “we,” “us,” or “our”) handles information in connection with the use of the Retirement Countdown mobile application (the “Application”).

By downloading, installing, or using the Application, you acknowledge and agree to the terms of this Policy.

2. DATA COLLECTION PRACTICES

2.1 No Collection of Personal Data

The Application does not collect, store, transmit, process, or share any personal data from users.

Specifically, the Application does not collect:

The Application does not require account registration.

2.2 User-Provided Information Stored Locally

The Application permits users to input limited information, including:

All such information:

The Developer has no ability to remotely access, retrieve, or delete such data.

3. PURPOSE OF PROCESSING

Information entered into the Application is used solely for the following on-device purposes:

No information is used for advertising, behavioral tracking, analytics, profiling, marketing, or automated decision-making.

4. IN-APP PURCHASES (PRO VERSION)

The Application may offer optional paid features (“Pro Version”) via in-app purchase.

All payment transactions are processed exclusively by:

The Developer:

Purchase-related data is handled solely in accordance with the applicable platform provider’s privacy policy and terms of service.

5. THIRD-PARTY SERVICES

The Application does not integrate with:

The only third parties involved in the distribution and optional purchase process are the platform operators identified above.

6. WIDGET FUNCTIONALITY

The Application may provide home screen widgets supported by the operating system.

Widgets:

Widget functionality does not alter the Application’s data handling practices described in this Policy.

7. DATA SECURITY

Because the Application does not transmit or store data externally, all user-entered information remains under the control of the user on their device.

The Developer does not maintain servers that store user data.

Users are responsible for maintaining the security of their own devices. Deleting the Application may permanently delete all locally stored data.

8. CHILDREN’S PRIVACY

The Application does not knowingly collect personal data from children under the age of 13 (or the minimum age required by applicable jurisdiction). Because no personal data is collected, the Application is designed to comply with applicable children’s privacy laws, including COPPA where applicable.

9. USER RIGHTS

Because the Developer does not collect, process, or store personal data:

Users may remove locally stored data at any time by uninstalling the Application.

10. PLATFORM COMPLIANCE

This Policy is intended to comply with disclosure requirements of:

If future versions of the Application introduce new data practices, this Policy will be updated accordingly prior to release.

11. CHANGES TO THIS POLICY

The Developer reserves the right to modify this Policy at any time. Changes become effective upon posting an updated version with a revised Effective Date.

Continued use of the Application after changes constitutes acceptance of the revised Policy.

12. CONTACT INFORMATION

For questions regarding this Policy, please contact: